Sabtu, 27 Agustus 2016

Free Ebook Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio

Free Ebook Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio

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Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio

Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio


Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio


Free Ebook Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio

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Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio

About the Author

Stephen Spicer, CFP®, AEP®, CLU® is the founder and managing director of Spicer Capital, LLC, which he built after realizing that his personal investment strategy was incongruent with what he was supposed to, or even allowed to, recommend under the umbrella of a large brokerage firm. He is married to his high school sweetheart, and they have three amazing boys in Fayetteville, Arkansas. Stephen is passionate about education and personal growth. He is a Certified Financial Planner®, an Accredited Estate Planner®, and a Chartered Life Underwriter®.

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Product details

Paperback: 116 pages

Publisher: Morgan James Publishing (October 9, 2018)

Language: English

ISBN-10: 9781683509059

ISBN-13: 978-1683509059

ASIN: 1683509056

Product Dimensions:

4 x 0.2 x 6.2 inches

Shipping Weight: 3 ounces (View shipping rates and policies)

Average Customer Review:

5.0 out of 5 stars

15 customer reviews

Amazon Best Sellers Rank:

#763,122 in Books (See Top 100 in Books)

Spicer's book really hits the nail on the head and I cannot say that clear enough. I am currently a C-Level Executive at an institutional strategic advisory firm very much of the higher level Stephen references in his work and had years of industry experience at Fortune 100 companies that dole out the platitudes Stephen so eloquently pokes holes in. I like Stephen saw through the blanket statements for what they are, a potential moral hazard for the sake of apathy/ignorance on the part of the advisor. Over the course of the read, I would continually find myself impressed with his ability to pull actual analytics (e.g. Goldman Sachs outlooks, Morningstar surveys) and present the pertinent information within them simplified to the point of clarity, but not to the point of condescending. The no nonsense manner of the book treads a perfect line of being witty yet serious, concerned yet reassuring, and upper level yet accessible. The best analogy that I can think of is to compare it to your favorite professor from college who made everything understandable speaking upon one of the most difficult classes that you took. It really is a masterfully written work offering concision without sparing necessities. As a person that has an explicit interest in finance and a voracious reader, I consumed this book in one sitting. I would HIGHLY recommend to anyone at any stage in the process of managing their personal finances. Whether you are an institutional investor or a recent college grad looking to start your saving, this is a must read.

Stop Investing Like They Tell You: A Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment PortfolioI just finished reading my copy of "Stop Investing Like they Tell You" and I must say that I was very impressed. I've been a financial advisor for a large firm for several years now and have shared many of the thoughts and ideas that Stephen eloquently expresses in this book. Stephen has pinpointed a weakness in the old way of thinking about portfolios and investing and does a great job in not only articulating this weakness, but providing step by step options to help protect your portfolio.Probably my favorite aspect of this book is how it is written for the average reader in mind. Stephen doesn't bother getting bogged down in financial jargon that would drive away the very people that he is trying to enlighten and help. He takes fairly complicated topics and investments and thoroughly defines and describes each of them so that they can be understood and their potential place in your portfolio can be easily visualized. As someone in the industry I understand very well the difficulties of trying to explain some of these strategies to clients and found this book's approach to those explanations most helpful.I would recommend this book to anyone: either a beginning investor or someone who has been investing for years. The investment world has changed a lot since the recession and continues to do so. Stephen provides you with the knowledge and tools to build a better investment portfolio to take advantage of the upside while at the same time protecting your hard earned assets.

Not only is this new book by Stephen Spicer informative, it is clear, concise, and to the point which makes for an enjoyable read. The book illustrations are descriptive and make for fun page turning learning :). Having read a few texts on investing/financial advice in the past (7 habits, etc.), I find this book to be what I needed (as an amateur investor) to really understand the fundamental concepts of growing my money through investments. As an example of the writing clarity, Mr. Spicer's description on "shorting" stocks (as well as many other investment topics throughout the book) was so clear and well thought out that I feel as if I learned/finally understood the investment lingo being thrown around by others.It is definitely a good read for any amateur/new investor!

This is a gem of a book for the "average" investor looking to challenge the traditional investing paradigm. The author does an excellent job of balancing reason/research/logic with behavior/emotion in a way that is easy to comprehend for any level of investor. As an financial planner, I found this book to be a refreshing and thought provoking read. It will definitely leave you wanting to think more deeply about how you are investing your life savings. I would recommend it for anyone wanting to take their investing game to the next level or anyone who wants to have more meaningful conversations with their financial advisor.

Stephen does a good job of pointing out many of the false assumptions and often ignored risks in today's average portfolios. It is critical that we understand the context in which we are currently living, and how similar situations in history have played out. Stephen is a student of history and lays out a logical case for why we should all be concerned with a traditional portfolio allocation. I am a Financial Advisor as well and can say that Stephen certainly knows more than 95% of advisors practicing today.

I am not sophisticated in the area of financial investment. But this book is written clearly and educated me step by step; I feel more confident in my understanding of these concepts now. The author's experience and attitudes towards the mainstream financial industry resonates with me. I appreciate his approach, his values, and his intention with this book, and recommend it to anyone befuddled or curious about this issues.

No matter what stage you find yourself in life, this quick read by Spicer will give you a no-nonsense leg up on the establishment financial advisors. The rock-solid advice that Spicer gives should make you want to take an active look at your investment strategies. He makes some difficult investment concepts easy to understand and fun to read. Finally, a book you can bank on.

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Stop Investing Like They Tell You: The Practical Guide to Overcoming the Potentially Ruinous Flaws in Your Investment Portfolio PDF

Senin, 08 Agustus 2016

Free Ebook The Little Gardener (Teenie Greenies), by Jan Gerardi

Free Ebook The Little Gardener (Teenie Greenies), by Jan Gerardi

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The Little Gardener (Teenie Greenies), by Jan Gerardi

The Little Gardener (Teenie Greenies), by Jan Gerardi


The Little Gardener (Teenie Greenies), by Jan Gerardi


Free Ebook The Little Gardener (Teenie Greenies), by Jan Gerardi

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The Little Gardener (Teenie Greenies), by Jan Gerardi

About the Author

JAN GERARDI has illustrated many books for children. Teenie Greenies are the first books she has both written and illustrated. She lives in New Jersey.

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Product details

Grade Level: Preschool and up

Series: Teenie Greenies

Board book: 16 pages

Publisher: Random House Books for Young Readers; Act Ltf Br edition (January 24, 2012)

Language: English

ISBN-10: 0307930416

ISBN-13: 978-0307930415

Product Dimensions:

6 x 0.5 x 6 inches

Shipping Weight: 1 pounds (View shipping rates and policies)

Average Customer Review:

4.5 out of 5 stars

114 customer reviews

Amazon Best Sellers Rank:

#7,326 in Books (See Top 100 in Books)

The cutest little gardening book for toddlers! Ordered this for my friend’s daughter’s first birthday and she just adores it!

This is a really cute book made of soy ink and sustainable paper. My only complaint is that the flaps are so thin. This is a board book so its meant for little babies and the flaps could easily be ripped off! Also the ink on the underside of the flaps looks a little dull. The story is cute, especially the part about the slugs so we read it to our daughter a lot, but we can't just let her play with it or she'd rip it.

We have a huge veggie and flower garden and I bought this book because I thought my 2 yo would love it. And she does! We read it every night to the point that she has the book memorized. Great book with flaps that little kids love, simple rhymes, and cute illustrations!

Love this book and that I can introduce my little one to gardening early. However, I have to be careful letting her lift the flaps while she looks through it by herself. She has ripped one for clean off the page! Nothing a little hot glue can't fix. But I'm sure there is a way to make this book more durable. Overall, I'm happy with my purchase!

My 20 month old son loves this book and I love teaching him about gardening. He likes picking up the flaps and pointing to the pictures which are uncluttered and clear enough for him to pick out what the words are referring to.

My son loves this book! The flip up parts give it a variety and keep him interactive during story time. Very cute, simple, and clean design.

Very cute story for kids that love to help in the garden!

The Little Gardener is a remarkably true-to-life depiction of what it's like to garden, including the necessary evil of eliminating slugs. The flaps are not only sturdy, but easy for little hands and minds to work. The text rhymes although the rhythm isn't perfect. My toddler loves the patterns on all of the flowers and is especially excited by the basket-full of carrots in the second half of the book, but then carrots are our favorite food! I have mixed feelings about the inclusion of text that discusses getting rid of slugs--seems a little advanced for a toddler--but "slug" is a fun word for toddler ears, so we just use that page as an opportunity to play around with the "S" sound.

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Selasa, 02 Agustus 2016

Ebook Download An American Caddie in St. Andrews: Growing Up, Girls, and Looping on the Old Course

Ebook Download An American Caddie in St. Andrews: Growing Up, Girls, and Looping on the Old Course

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An American Caddie in St. Andrews: Growing Up, Girls, and Looping on the Old Course

An American Caddie in St. Andrews: Growing Up, Girls, and Looping on the Old Course


An American Caddie in St. Andrews: Growing Up, Girls, and Looping on the Old Course


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An American Caddie in St. Andrews: Growing Up, Girls, and Looping on the Old Course

Product details

#detail-bullets .content {

margin: 0.5em 0px 0em 25px !important;

}

Audible Audiobook

Listening Length: 9 hours and 15 minutes

Program Type: Audiobook

Version: Unabridged

Publisher: Tantor Audio

Audible.com Release Date: September 18, 2013

Whispersync for Voice: Ready

Language: English, English

ASIN: B00FAC774U

Amazon Best Sellers Rank:

This is a beautiful story. That old cliche', "I laughed, I cried, I couldn't put it down"? It applies perfectly to "An American Caddie in St. Andrews". If you've already made the bucket list pilgrimage to The Old Course at St. Andrews, or like me it's on the near horizon, this is a must-read non-fiction work. It's captivating from the first page to the last. Author Oliver Horovitz poured his heart and soul into his tale of how an 18 year old New Yorker grew into a very special individual. (That's my assessment, by the way, not his!)I'm a long time golfer, and will be starting my caddie career this summer at age 63. This book has inspired me to shake off any self-doubt, and take advantage of this opportunity. While I won't be caddying at The Old Course, I WILL be looping at a premier links-style course in the Pacific Northwest. I plan to keep Ollie Horovitz's 'lessons learned' in mind as I also try to become a good, competent caddie, worthy of my bib! But "An American Caddie in St. Andrews" is so much more than a guide for prospective caddies; it should be required reading for high school juniors and seniors who haven't yet determined their path forward. It'll help many of them put things like college majors, relationships, and career goals into perspective. It is indeed that good.

A delightful story of how Horovitz comes of age, bouncing back and forth between caddying at St. Andrews and getting his degree at Harvard. First and foremost the book is a love story at multiple levels (and not in a formulaic or expected way). For such a young lad, this kid can write, his prose is fast moving, funny, poignant and insightful. Not only does he give interesting insights into the lifestyle challenges of making a living as a caddie, but he also captures the essence of the Scottish people very well. The best book about the Auld Grey Toon since George Peper’s St. Andrews Sojourn, I found it a satisfying read. As a golfer who always takes a caddie when they are available, I appreciated the insights into the profession. Lovers of the game will love this book.Trigger Alert: The book contains material that will make you extremely envious and jealous of this talented young man.

Especially for the golfer, but even for anyone else, this is a most enjoyable book with several special themes. It is written lightheartedly autobiographically about a young American New Yorker trying to fit in with the caddies at St. Andrews, and thereby describes the unique world of the caddie shack, the relationship between caddies and players, and the various hilarious situations that occur in this most intense, obsessive, frustrating and patently ridiculous sport. The caddie is part teacher, part juggler, part psychiatrist, part weatherman, and part burro - performing at all hours of the day, in any clime, with a smile on his face and a wry comment, all while working for tips.But this book is much more than that. It describes the magic of playing at the birthplace of golf (no golfer who hasn't been there can appreciate it) as well as the fanaticism of the golfer (Ollie is a good one himself). It is also a coming of age story about an engaging and enterprising young man: about his growing up and finding out what is important in life. We follow along with Ollie as he resists the temptation to follow the herd in an Ivy League environment (Horovitz attends Harvard when not caddying), experiences relationships with women, and touchingly appreciates a family relationship with an elderly Scottish uncle, among much else.Disclaimer: I am a lifelong golfer who has played lots of places. My only trip to Scotland was in July 2012, and my caddie was this refreshing young New Yorker. In person, he is true to the engaging protagonist of this book. He made the round truly special, as any good caddie can. If you play golf, if you have ever played the Old Course, if you have ever had a caddie carry your bag and can appreciate it, if you enjoy reading at all, buy this book.

Enjoyed this young man and the story of his golfing journey. Life is all about the "search" anyway,is it not? He should link access to the actual film documentary that he created. It's not hard to find ( with Google ) and it certainly gives the reader a beautiful glimpse into some of the important peeps in his life. While the "usual" donation is $10, he doesn't require it. A wonderful book (and film). As a side note,I have to say that some Amazon " critics" complained he uses the " f " word too much." Fook that- Foooooooahhhh! "

this is a great read and will be most appreciated by golfers who have been to st . andrews and played the Old Course and the other courses in the area . Ollie provides very humorous anecdotes from the original " caddyshack " that you won't get anywhere else . he also provides insights into his own personal struggles with romance , family relationships , what to do with his future , and of course some of the insufferable amateur players that he had to loop for .after reading the book i wish he had provided a link or something that would allow me to buy a dvd of the film he made for his Harvard film class , which dealt with the caddies of st andrews .if you love golf and st andrews buy and read this book

I wasn't sure about this book at first, i thought the culture clash might prove too great. But wasn't i wrong. It's a ripper!One only needs a passing interest in golf to really enjoy this book, there's plenty of non-golfing anecdotes too.In fact, the author has a real affinity with writing. Rarely have i felt like i really knew someone from a description in a book, let alone a 'golf' book, but by the end, i loved Oliver's Uncle Ken as much as my own!!Highly recommended, and gee I wished I had met Uncle Ken and Henry.....What lovely gentelmen from a different time.Don't miss this book.Cheers, Simon.

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